Personal Loan

Personal loan is the undeniable decision when you require a fund for a medical crisis, personal need, abroad travel, wedding purposes, child instruction, holidays or for purchasing shopper solid things. Means on the off chance that you have a need of cash then individual loan is the best decision. This loan helps you to deal with your quick needs without bother. Individual / Personal credit is one of the fastest methods for obtaining cash. The loan amount depends upon your qualification and considers numerous different things also like your location, employer stability, private area and the capacity to reimburse the credit in time. You can likewise apply together with a co-candidate, say your spouse for individual credit. A personal loan is an incredible option in dealing with your funds which helps you in putting your plans into activities.

Documents Required

  • 3 years IT returns
  • Pan Card
  • 1 year bank statement – savings / current
  • Service Id
  • 5 Photos
  • Form No. 16
  • Residence Proof
  • Aadhar Card / Voter Id Company Id
  • Driving License Passport
  • 3 Months Salary Slip

EMI Calculator

Description Data Entry
Loan Amount
Loan Length in Months
Interest Rate
Monthly Payment Calculated

Terms and Conditions

  • Borrower will be instructed from the office after file processing
  • Borrower have to spend 10% agreement cost after loan Approval
  • Borrower should know that he/she will have to spend 10% Agreement cost after loan approval
  • Any other amount will not be deducted as a cheque of loan approval
  • Cheque of whole expense will be given to borrower immediately after agreement
  • Make D.D. or cheque of 10% of loan cost by name “Lotus Group (LOW MONEY ENTERPRISES)”, after loan approval

Return on investment

  • Interest rate will be from 8% to 18%
  • Interest rate will be decided after borrower’s file processing
  • Interest rate will be on yearly basis
  • Loan installment will be taken by RTGS
  • If you want to return loan before return period, then you have to pay 2% extra charges

Return Period – 5 years, 10 years, 15 years, 20 years

Loan Limit – 10 lacks to 50 lacks

Helpline No : 02025282018