Housing Loan

Housing loan is truly basic and important financial choice in our lives. Since getting a home credit is so easy nowadays, it appears everybody can satisfy his/her long time esteemed dreams of buying lands, assembling their homes and growing their homes. There are various different types of housing loans are available including home purchase loan, home improvement loan, home construction loan, home extension loan, home conversion loan, land purchase loan, bridge loan, balance transfer loan, refinance loan and stamp duty loan. Housing loans are available in two categories of interest as fixed rate of interest and floating rate of interest. We are giving an exclusive offering to our housing loan clients who are purchasing a property. While we support your fantasy home we likewise comprehend that you have to spend on the installations and fittings to make the place yours, that’s why we offer you a different amount only for this reason. You can depend on this housing loan to bear the financing responsibility at the most reduced conceivable loan fee, making whatever is left of your voyage easier.

Documents Required

  • 3 years IT returns
  • Pan Card
  • 1 year bank statement – savings / current
  • Aadhar Card / Voter Id
  • Identity proof Passport
  • Agreement Copy
  • Society Maintenance Bill
  • Share Certificate
  • Light Bill
  • 5 Photos
  • 3 Months Salary Slip
  • Form No. 16

EMI Calculator

Description Data Entry
Loan Amount
Loan Length in Months
Interest Rate
Monthly Payment Calculated

Terms and Conditions

  • Borrower will be instructed from the office after file processing
  • Borrower have to spend 10% agreement cost after loan Approval
  • Borrower should know that he/she will have to spend 10% Agreement cost after loan approval
  • Any other amount will not be deducted as a cheque of loan approval
  • Cheque of whole expense will be given to borrower immediately after agreement
  • Make D.D. or cheque of 10% of loan cost by name “Lotus Group (LOW MONEY ENTERPRISES)”, after loan approval

Return on investment

  • Interest rate will be from 8% to 18%
  • Interest rate will be decided after borrower’s file processing
  • Interest rate will be on yearly basis
  • Loan installment will be taken by RTGS
  • If you want to return loan before return period, then you have to pay 2% extra charges

Return Period – 5 years, 10 years, 15 years, 20 years

Loan Limit – 10 lacks to 50 lacks

Helpline No : 02025282018